Identity & Privacy 101 · Lesson 3 of 3

Stealth addresses and on-chain privacy hygiene

4 min · read

Every transaction you sign with the same address is publicly linkable. Block explorers index by address — and so do chain-analysis firms.

The three privacy ladders

  1. One-address-many-uses. Easiest. Every transaction reveals your full counterparty history. Acceptable only for low-stakes uses.
  2. Address-per-purpose. Better. Separate hot/cold/donation/business addresses prevents a single inquiry from revealing everything.
  3. Stealth addresses. Best. A meta-address is published once; each incoming transaction generates a fresh, unlinkable receive address that only you can spend from.

Stealth message addresses on XRPL

On XRPL, stealth messaging combines a published meta-address with a DH-derived shared secret per message. The result: counterparties can send you messages without ever revealing on-chain that the two of you are correlating.

Hygiene rules of thumb

  • Do not reuse addresses across accounts that should not be linked (employer payroll vs. personal trading vs. donations).
  • Be careful with consolidations — when you sweep multiple addresses into one, you teach the public graph that they are all yours.
  • Mind the metadata. A timing pattern, a unique amount, or a destination tag can correlate two "unlinked" addresses faster than any direct on-chain trail.