Identity & Privacy 101 · Lesson 2 of 3

Decentralized identifiers and verifiable claims

4 min · read

A DID is a self-owned identifier of the shape did:method:identifier — for example did:xrpl:rUm.... Unlike an email address or a username, a DID is resolved cryptographically: there is no central registrar that can take it away.

DIDs vs accounts

Property An exchange account A DID
Who controls it The exchange You (keys)
What proves ownership A password A signature
Recovery story Customer support Your seed / multisig
Can it be revoked Yes, unilaterally No

Verifiable claims

A verifiable claim (or credential) is a signed assertion about a DID, made by an issuer. Example: a regulated KYC provider signs a claim that says "did:xrpl:rUm... has passed Tier-2 KYC, expires 2027".

The credential is then: - presentable selectively — you reveal only the fields you choose, - verifiable offline — anyone with the issuer's public key can check it, - revocable — the issuer publishes a revocation list, not a recall.

Why this matters for crypto

Soulbound XLS-20 NFTs (like the Gopnik Academy certificates you are earning) are an early form of verifiable claim baked onto a public ledger. The cert proves you passed this exam — without the academy needing to host a centralised attestation API.