400 kg of vaulted LBMA Good-Delivery gold in Zürich, tokenised on XRPL as 400 000 HGLD with a 1:1 RWA twin on Solana. Holders ≥ 1 kg can redeem the bar. Spot-pegged in EUR; tradable 24/7. Fees payable in XRP, Gopnik, SOL or RWA — 25 % rebate when paid in RWA.
400 kgvaulted
€24Mtokenised
1 gper HGLD token
0 %annual fee
01 / 06
· Asset
400 kg gold · 999.9 · Zürich free-port.
Helios Vault AG holds 400 kg of LBMA Good-Delivery gold in the Zürich free-port (vault ZRH-V12, 999.9 fine, fully insured). They tokenise it as a public-redeemable asset: 1 HGLD = 1 gram.
Under the hood: Each 1 kg bar's serial is registered with the LBMA refiner; the cumulative weight + IPFS-pinned assay report is anchored to the XRPL metadata before mint.
02 / 06
· Audit
Bar-by-bar audit anchored on-chain.
Before any token is minted: LBMA refiner check, bar-by-bar weight + serial recon, independent assayer report (PwC), Lloyd's insurance bond confirmed, redemption + delivery contract pinned. 5 of 5 checks pass.
Under the hood: Each attestation is signed and pinned to IPFS; the hash tree's root is written to the HGLD on-ledger metadata.
03 / 06
· Mint
400 000 HGLD minted · 1:1 RWA twin on Solana.
400 000 HGLD tokens are issued, one per gram of vaulted gold. The 1:1 RWA twin on Solana is minted by the bridge attestor. Holders > 1 kg can request physical delivery — 5 business days, IATA-approved courier.
Under the hood: XRPL: MPT with KYC-gated transfer. Solana: SPL with permanent-delegate by the RWAiSE 3-of-5 attestor.
04 / 06
· Distribute
1 240 verified investors · €24M raised.
Three tranches: €9.6M retail (982 investors, €500 min), €8.4M family-office (204 entities, €10k min), €6.0M hedge funds (54 funds, €50k min). Every wallet KYC-verified before allocation.
Under the hood: Each tranche uses its own AuthorizedTrustline policy. Travel-Rule attestation for institutional > €1k.
05 / 06
· Trade
€96.8k 24h vol · 8 bps spread · redeem ≥ 1 kg.
HGLD tracks EUR-gold spot via XRPL oracle aggregator; Solana twin uses Pyth. Secondary market runs 24/7. €96 800 in 24h volume. Holders ≥ 1 045 HGLD (~1 kg) can press Redeem — bar arrives in 5 business days.
Under the hood: Oracle aggregator runs as a 5-source median (LBMA, ICE, Bloomberg, Refinitiv, Bullion Direct).
06 / 06
· Utility
Pay fees in RWA · 25 % rebate · ecosystem-wide.
HGLD on XRPL has a twin: RWA on Solana — the RWAiSE bridge keeps them at 1:1. Holders can pay Gopnik ecosystem fees in XRP, Gopnik, SOL or RWA. Because the gold vault is ESG-tagged, paying in RWA (or Gopnik) gets a 25 % fee rebate on mint, distribute, trade and bridge transactions.
Under the hood: RWA is an SPL token on Solana; minting is gated by the RWAiSE bridge attestor (3-of-5 multisig). Fee router in gopnik.fees accepts XRP, GOPNIK, SOL, RWA and applies the ESG discount when the asset's esg_tag metadata is set.
Asset
·
01 / 06
Why this matters
LBMA-certified custody
Bars stored at Zürich free-port; quarterly bar-by-bar audit anchored on-chain.
LBMA Good Delivery
1 token = 1 gram redeemable
Holders > 1 kg may redeem physical delivery via IATA-approved courier.
1 g per HGLD
No annual fees
vs 0.40 % p.a. on the largest gold ETF — and 25 % off in RWA when fee-paid in RWA.
24/7 EUR-spot peg
Spot-pegged via XRPL oracle aggregator; Solana twin priced by Pyth.
New here? Skim the glossary —
Glossary
RWA
Real-world asset — anything off-chain (energy, real estate, precious metals, debt) represented as a token. Also the name of the Solana-side fee/utility token in the Gopnik ecosystem.
Backed by legal contracts (PPAs, SPV equity, custody deeds, prospectus) and verifiable on-chain via the RWAiSE engine. The RWA token (Solana SPL) mirrors Gopnik on the XRPL — both can be used to pay fees across every Gopnik product, and ESG-tagged assets earn a 25 % fee rebate when fees are paid in RWA or Gopnik.
MPT
Multi-Purpose Tokens (XLS-33): the XRPL's native fungible-token primitive.
MPT supports issuer-controlled transfer restrictions, KYC gating, freeze, and on-ledger metadata — without smart contract risk.
SPV
Special-purpose vehicle — the legal entity that owns the asset.
Token-holders own equity in the SPV; the SPV owns the asset.
RWAiSE
Real-World Asset issuance Studio Environment — the Gopnik engine that wraps SPV + audit + KYC + mint + distribute + secondary trading + cross-ledger twin into a single pipeline.
Same pipeline for wind, real estate or gold: define → audit → mint → distribute → trade → utility. Each step produces signed attestations pinned to IPFS and the hash is written into the token's on-ledger metadata.
RWAiSE asset class:
"Three asset classes, one engine. RWAiSE plumbs the legal
attestations, the on-chain mint, the KYC adapter and the
secondary-market wiring into a single pipeline — so a wind
farm, a Berlin building and a vault of Zürich gold all
become an XRPL token in the same six-week window. The
token gets a 1:1 RWA twin on Solana, and investors can
pay fees on either ledger in XRP, Gopnik, SOL or RWA —
with a 25 % rebate when paid in RWA on ESG-tagged
assets."